… However, your benefits will not change in any way, nor will any interruption for any period of time … In some states, the information on this website may be considered a lawyer referral service. The dollar amount you'll lose will not be as high as it would be for many because you're receiving unearned income. Lucky you! 121.4 Can payment days be changed? However, your payment date will change to the Wednesday that corresponds with your birthday. Keep in mind that Social Security now wants all SSDI recipients to sign up to receive their payments through direct deposit, the Direct Express® card program, or through an Electronic Transfer Account. If you receive only SSI, you will receive your benefit on the first of the month. They provided the easily-found list of factors but none of those apply to me. Do Not Sell My Personal Information. However, note that section 121.4 of the handbook reference explains that you can ask Social Security to move your payment date back to the 2nd Wednesday of the month if you'd rather not get your payments on the 3rd of each month. Social Security would normally only withhold someone's payment(s) to recover some type of overpayment or other type of withholding, such as a garnishment or tax levy, etc. How many other people are being faced with arbitrary actions like this which amount to missing over $1,500 in retirement payments? WHY IS SSDI SO LOW? Why was the date for S.S. payments changed? Your disability onset date determines how much in past-due benefits, or backpay, you can get. Schedule of Social Security Payments SSA Publication No. And, with the new schedule, this money will never be made up! The Social Security check schedule works … Your SSI benefits are paid on the first day of each month. If you have not updated the SSA regarding a bank account change (for direct deposit) or change of address, your payment could be delayed. It turns out there are rules governing when the SSDI payment is deposited to a person’s bank. Contact our office for help changing the date of your disability benefit payments. If you have any questions about SSDI benefits, please ask us in the comments section below. Reply. I've been receiving SSI for 7 years. Why Did the Social Security Administration Change My Disability Onset Date? Your disability onset date is important because there is a five-month waiting period to receive SSDI benefits. If you are receiving Supplemental Security Income (SSI) benefits, knowing when your payments will be deposited each month is important to planning ahead and making sure your bills are paid and you know when your money will be available to you for withdrawal. If the first is on a Saturday, Sunday, or legal holiday, your benefits will be paid on the banking day before. This is most unusual. My birthday falles between the 1st and the 10th so I have been receiving the payments on the 2nd Wednesday of each month (more or less). This is going to cause some problems for me as I pay many of my bills not by check but by auto pay. Your birth date will determine what day your benefits will arrive, based on the same list above. When you fill out an application for disability benefits, you must give a concrete date when your illness, injury or condition began, called the alleged onset date (AOD). Instead, the letter indicates that you'll be receiving your payments earlier in the month from now on. If your birthday falls between the 1st and 10th of the month, you’ll receive SSDI benefits on the 2nd Wednesday of every month. Payments by birth date are made three times a month. You won’t receive benefits until five months after the onset of your disability, but having an earlier date assigned to your case increases the chance you’ll be awarded a larger sum in disability back payments. Learn more about your monthly disability payments. Social Security pays benefits a month behind, so I assume you were paid your normal January payment on the 2nd Wednesday in February, and that you'll receive your normal February payment on the 2nd Wednesday of March. Reasons Your SSDI Check Might Be Low Good News and Bad News… I keep seeing that if we were on disability from before May of 1997, we would get our money on the third, but after that, it depends on our birthdate. 2/3 of all initial disability applications get denied! I am nearly 80 years old. With SSDI payments, it’s another story. Views: No. The attorney listings on this site are paid attorney advertising. If your scheduled Social Security payment date falls on a weekend or federal holiday, your payments will be deposited on the first preceding day that isn’t a Saturday, Sunday, or holiday. If you would like to change the payment date, you may be able to change it to one based on your birthday (see SSDI, above). The first classification is when did you begin receiving SSDI? However, you cannot choose any day of the month you want for your new payment date. In a disability survey we asked our readers to take, over half (52%) of SSI recipients said it took three to seven weeks to receive their first SSI check (from the date of the award letter). Sue. The SSA recommends calling the agency at 800-772-1213 if you have not received your check or deposit by the fourth banking day of the month. 121.5 When are the payment days for SSI? SSI recipients are now required to receive their payments through direct deposit, the Direct Express® card program, or through an Electronic Transfer Account. Today I received a letter from the SSA that says in effect: An overpayment can occur for several reasons, including a change in your living situation or marital status, or simply a miscalculation or other error on Social Security’s part. Many people get a low Social Security check for years and do not understand why this is happening or if anything will change it. If you started receiving benefits before 1997, you will receive your payments on the third day of the month, no matter when your birthday is. - You will receive your "March" check on April 3rd. For example, if the first is a Sunday, you should receive your check the Friday before (assuming that Friday is not a legal holiday). So I will be out of usual cash availability for 21 days. SSI payment standards, 1975 & later. You can receive up to 12 months in back payments for the period before you applied for benefits. The 50% payment is divided equally among all eligible dependents. Social Security bases its payment dates on the birthday of the person on whose record the benefit payment is received. If I have to take a loan to stay afloat, I will have to carry the loan forever or create new savings to take its place. Can I change the date I receive my benefits? SSI, SSDI and second stimulus check eligibility: What to know. MaxiFi, MaxiFi Planner, and ESPlanner are registered trademarks of Economic Security Planning, Inc. We use cookies to deliver the best user experience and improve our site. 121.4 Can payment days be changed? The latest such increase, 1.3 percent, becomes effective January 2021. Please reference the Terms of Use and the Supplemental Terms for specific information related to your state.

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